So, you’ve taken the first steps toward selling your home—getting mortgage pre-approval (if you’re also buying) and understanding your net proceeds. Now, it’s time to roll up your sleeves and prepare your home for sale. As Tara Kennedy, your Tri-Cities real estate expert with certifications like ABR, RENE, and SRS, I’ve helped countless homeowners sell their homes quickly and for top dollar. Let’s dive into the ultimate guide to getting your home market-ready!

Why Home Preparation Matters

Buyers are drawn to homes that feel move-in ready. A well-prepared home not only sells faster but can also increase its perceived value. According to the National Association of Realtors (NAR), 82% of buyers’ agents say staging a home makes it easier for buyers to visualize the property as their future home. Let’s make sure your home leaves a lasting impression!

Step 1: Declutter and Depersonalize

Decluttering is one of the most impactful steps you can take. Buyers need to imagine themselves living in your home, and that’s hard to do if it’s filled with personal items.

• What to Do:

  • Remove excess furniture to make rooms feel more spacious.

  • Pack away family photos, memorabilia, and personalized decor.

  • Clear countertops, closets, and cabinets (buyers will look inside!).

  • Donate, sell, or store items you no longer need.

• Pro Tip: Think of this as a head start on packing for your move!

Step 2: Deep Clean Every Inch

A spotless home sends a message that the property has been well cared for. Buyers will notice every detail, so don’t cut corners.

• What to Do:

  • Hire professionals for a deep clean, including carpets, windows, and grout.

  • Dust ceiling fans, light fixtures, and baseboards.

  • Clean inside appliances, cabinets, and drawers.

  • Don’t forget the garage and outdoor spaces!

• Pro Tip: Pay special attention to kitchens and bathrooms—these are deal-breakers for many buyers.

Step 3: Make Necessary Repairs

Small issues can raise red flags for buyers. Tackle repairs now to avoid negotiation headaches later.

• What to Do:

  • Fix leaky faucets, squeaky doors, and loose handles.

  • Patch holes in walls and touch up paint.

  • Replace burnt-out lightbulbs and broken fixtures.

  • Address any HVAC, plumbing, or electrical issues.

• Pro Tip: Walk through your home with a critical eye, or ask a friend or realtor to point out areas that need attention.

Step 4: Enhance Curb Appeal

Your home’s exterior is the first thing buyers see, so make it count. According to a study by Michigan State University, improving curb appeal can increase your home’s value by up to 17%.

• What to Do:

  • Power wash the exterior, driveway, and walkways.

  • Mow the lawn, trim bushes, and remove weeds.

  • Add fresh mulch, flowers, or potted plants for a pop of color.

  • Repaint the front door and update house numbers or mailbox if needed.

• Pro Tip: A welcoming front porch with a clean doormat and seasonal decor can make a great first impression.

Step 5: Stage Your Home

Staging helps buyers visualize the potential of your home. Even small changes can make a big difference.

• What to Do:

  • Rearrange furniture to create open, flowing spaces.

  • Use neutral colors and minimal decor to appeal to a wide audience.

  • Highlight key areas like the living room, kitchen, and primary bedroom.

  • Add cozy touches like throw pillows, fresh towels, and subtle scents (e.g., vanilla or citrus).

• Pro Tip: If you’re unsure where to start, consider hiring a professional stager. The investment can pay off in a higher sale price.

Step 6: Let There Be Light

Bright, well-lit spaces feel more inviting and spacious.

• What to Do:

  • Open curtains and blinds to let in natural light.

  • Add lamps or update light fixtures in darker areas.

  • Clean windows inside and out to maximize sunlight.

• Pro Tip: Replace heavy drapes with sheer curtains to create an airy, open feel.

Step 7: Eliminate Odors

Unpleasant smells can turn buyers away quickly.

• What to Do:

  • Avoid cooking strong-smelling foods before showings.

  • Use air fresheners or diffusers with subtle scents.

  • Clean carpets, upholstery, and pet areas thoroughly.

• Pro Tip: Baking cookies or brewing coffee before a showing can create a warm, welcoming atmosphere.

Preparing your home for sale doesn’t have to be overwhelming. With the right plan and a little effort, you can make your home irresistible to buyers. As your Tri-Cities real estate expert, I’m here to guide you every step of the way. Whether you’re in Coquitlam, Port Coquitlam, or Port Moody, let’s work together to get your home market-ready and achieve your real estate goals!

📞 Call or text me at 236-992-8989
📧 Email me at TaraKennedySells@gmail.com
🌐 Visit my website at TaraKennedy.ca

#TriCitiesRealEstate #SellYourHome #HomeStaging #CurbAppeal #TaraKennedyRealtor #CoquitlamHomes #PortMoodyRealEstate #PortCoquitlamHomes #RoyalLePageEliteWest #HomeSellingMadeEasy #TaraKennedyRealEstate #TaraKennedy #TricitiesBC

By following these steps, you’ll create a home that buyers can’t wait to make their own. Let’s get started today! 🏡✨

Are you thinking about selling your home or just wanting to create a more peaceful, organized space for yourself? Either way, decluttering is a game-changer! Here’s how tackling all that stuff can positively impact your life:

Key Benefits of Decluttering:

• Save Time & Money: Packing less means spending less on moving costs, boxes, and storage.

• Reduce Stress: Breaking the process into smaller, manageable tasks helps prevent overwhelm.

• Boost Home Value: A clutter-free space is more attractive to buyers and helps your home sell faster and for more!

• Feel Lighter: A tidy space is great for your mental health and creates a calmer, more intentional living environment.

Tips to Get Started:

1. Start Small: Take on one room, closet, or drawer at a time. Think of it as an adventure—no pressure to do it all at once!

2. Sort Into Categories: Create piles for items you want to keep, sell, donate, or toss.

3. Let Go: If it’s not useful, beautiful, or loved, it’s time to part ways! (Pro tip: Take a photo of sentimental items before letting them go to preserve the memory.)

How to Let Go of the Extras:

• Sell It: Post items on Facebook Marketplace, Craigslist, or even eBay for extra cash! Some consignment shops may also take your treasures.

• Donate It: Find local charities, thrift stores, or shelters that will appreciate your items. Some places even offer pickup services for convenience!

• Toss It: Call a junk removal service or check your local municipality's trash rules. (Some areas allow you to leave items by the curb for free pickup—bonus!)

Pro Tips for Decluttering Success:

• Get Inspired: Watch Marie Kondo’s Netflix shows or read about Swedish Death Cleaning—both great resources for simplifying your life!

• Ask for Help: Feeling stuck? Hire a professional organizer to speed up the process and keep you focused.

• Avoid Long-Term Storage: It’s tempting to rent a storage unit, but try to let go instead of postponing the inevitable.

For Sellers:
If you’re planning to sell, decluttering helps potential buyers see the true beauty of your home, not the clutter. You’ll also save time and money on packing and moving. And don’t forget—downsize based on your next home! Do you really need that snowblower if you’re moving to a warm climate?

Final Thoughts:
Decluttering isn’t just about getting rid of stuff—it’s about creating a space that sparks joy, reduces stress, and makes life simpler and more enjoyable. Whether you’re moving or staying put, your future self will thank you!

What’s your biggest decluttering challenge? Drop a comment below—I’d love to help!

#DeclutteringTips #HomeOrganization #LessIsMore #MovingMadeEasy #HomeSellingTips #SimplifyYourLife #OrganizedLiving #RealEstateTips #CleanSpaceHappyPlace #TaraKennedy #TaraKennedyRealEstate #PortCoquitlam #PortMoody #Coquitlam #TriCities #TricitiesRealEstate #TaraKennedyRealtor #GreaterVancouver #PortCoquitlamRealEstate #PortMoodyRealEstate #CoquitlamRealEstate

The Bank of Canada has released its 2025 schedule for policy interest rate announcements and accompanying Monetary Policy Reports (MPR). While seemingly routine, these dates signal critical junctures for the Canadian economy and deserve closer attention.

🤔 Why are These Dates Important? The Bank of Canada's policy interest rate is a foundational tool in monetary policy. Adjustments to this rate ripple through the economy, influencing:

💲Borrowing Costs: Changes directly impact prime lending rates, affecting mortgages (variable rate, HELOCs), business loans, and consumer credit.

↕️ Inflation: Interest rates are used to manage inflation. Higher rates can cool down an overheating economy (by making borrowing more expensive), while lower rates can stimulate spending (by making borrowing cheaper).

📈 Exchange Rate: Interest rate differentials impact the CAD exchange rate. Higher Canadian rates tend to attract foreign investment, strengthening the CAD.

➡️ Economic Growth: By influencing borrowing and investment, interest rates play a key role in the overall pace of economic growth.

🗓️ 2025 Interest Rate Announcement Dates (with MPR):

January 29

March 12

April 16

June 4

July 30

September 17

October 29

December 10

📰  The Monetary Policy Report (MPR): This quarterly report is released alongside the interest rate decision. It provides a detailed analysis of the Canadian and global economy, including the Bank's outlook for inflation, growth, and employment. Reading the MPR gives you a deeper understanding of why the Bank is making specific interest rate decisions. It's a key document for understanding their policy stance.

💡Why You Should Pay Attention:

Forward Guidance: The Bank's language and analysis in the MPR often provide 'forward guidance'– clues about future policy moves. This is critical for anyone with variable-rate debt or investment strategies.

Market Impact: These announcements can cause significant volatility in financial markets. Understanding the Bank's rationale can help navigate this.

Macroeconomic Context: The Bank's decisions aren’t made in isolation. They react to global events, trade flows, and fiscal policy, making this a good indicator of macro trends.

Lag Effects: Understanding that interest rate changes can take time to fully impact the economy.

The Bank also releases the Business Outlook Survey and the Canadian Survey of Consumer Expectations, providing additional insights into economic sentiment. Being aware of these reports, along with the Monetary Policy Report, paints a more comprehensive picture of the economic climate.

Stay tuned for further updates and analysis!

#BankofCanada #MonetaryPolicy #InterestRates #CanadianEconomy #Inflation #Macroeconomics #EconomicAnalysis #Finance #Canada #PolicyAnalysis #MPR #ForwardGuidance #EconomicCalendar #TaraKennedy #TaraKennedyRealEstate #RoyalLePageEliteWest #TaraKennedyRealtor

Have you ever wondered what happens to all the money when you sell your home? 🤔 It’s not as simple as the sale price goes straight into your bank account. There are important costs to consider before you know how much you’ll actually take home. That’s where understanding Net Proceeds comes in! 📄✨

What Are Net Proceeds?

Net Proceeds = The money you’ll keep in your pocket after selling your home! Sounds great, right? But there’s a formula you need to know to calculate it:

Net Proceeds Calculation Formula:

Sale Price
(MINUS):

• 🏦 Outstanding mortgage balance

• 💔 Mortgage penalty

• 🤝 Real estate commissions

• 📝 Legal fees & closing costs

• 💡 Property tax/Strata adjustments

• 🚚 Moving costs

• 🏡 Homeownership provincial taxes

= EQUALS Estimated Net Proceeds 🤑

Costs You Need to Think About

Here are the types of costs you might need to subtract from the sale price:

👉 Real Estate Commissions – 7% on the first $100,000 & 3% on the balance + GST

👉 Legal Fees & Closing Costs – Legal fees, Title insurance, Registration fees, & Discharge fees

👉 Mortgage Related Costs – Mortgage discharge, Prepayment penalty, Greater of 3 months interest or Interest Rate Differential (IRD)

👉 Property Related Adjustments – Property Tax adjustments, Strata Fee adjustments, Utility adjustments

👉 Moving Expenses – Professional movers, Packing material, Storage fees

👉 Property Preparation – Pre-listing clean, Minor repairs, Staging, Landscaping/Yard cleanup

🧾 Understanding Your Financial Outcome

These costs are estimates only and could vary depending on your unique situation. Additional costs not listed here may also apply.

💡 For accurate advice and estimates, always consult with professionals like your lawyer, mortgage provider, tax accountant, and real estate expert.

💼 Selling your home can feel overwhelming, but it doesn’t have to be! With this guide, you can plan ahead and make informed decisions to achieve your goals.

✨ Let’s make your real estate goals a reality. Reach out to me today!

Tara Kennedy
REALTOR® ABR, RENE, SRS
Tara Kennedy Real Estate 🏘️
☎️ 236-992-8989
🌐 TaraKennedy.ca
📧 TaraKennedySells@gmail.com

Always Putting Your Best Interest First! 🌟

#NetProceeds #RealEstateTips #HomeSellingGuide #TaraKennedyRealtor #SmartSelling #PlanAhead #HomeownerAdvice #TaraKennedy #TaraKennedyRealEstate #RoyalLePageEliteWest

Get Ready for an Enchanting Lunar Journey in 2025!

The moon has long been a source of wonder, guiding tides, inspiring myths, and connecting us to the rhythms of nature. In 2025, the celestial calendar is packed with spectacular full moons, each with its own unique name, meaning, and timing. Whether you’re a stargazer, a photographer, or someone who simply loves the magic of moonlit nights, this guide will help you plan for these luminous events. 🌙

From the Wolf Moon of January to the Cold Moon of December, every full moon carries a story worth exploring. Some will coincide with eclipses, adding extra drama to the night sky, while others will shine as supermoons, appearing larger and brighter than usual. Mark your calendars and join us as we delve into the dates, lore, and beauty of 2025’s full moons! 🌌 🌙

#FullMoon2025 #LunarMagic #MoonPhases #Stargazing #NightSky #CelestialEvents #AstronomyLovers #Supermoon #Eclipse2025 #MoonlightMoments #NatureWonder #MoonLore #TaraKennedy #TaraKennedyRealEstate #TaraKennedyRealtor #RoyalLePageEliteWest

Introduction
Welcome to your go-to guide for selling your home in Greater Vancouver! Whether you’re a first-time seller or a seasoned homeowner, this blog will break everything down into simple, actionable steps. We’ll make the process easy, fun, and stress-free. 😊 Let’s get started with Step 1: Pre-Approval for a Mortgage—a crucial step that sets the foundation for your selling journey. 🏡

Step 1: Pre-Approval for a Mortgage
When it comes to selling your home, you might be wondering why you need to think about a mortgage. Isn’t that something buyers worry about? 🤔 Here’s the scoop: Pre-approval isn’t just for buyers; it’s a smart move for sellers too!

🔑 What is Mortgage Pre-Approval?
A mortgage pre-approval is when a lender checks your finances (income, debts, credit score) and tells you how much you can borrow for your next home. It’s like getting a golden ticket for your future plans! 🎟️

💡 Why is Pre-Approval Important for Sellers?

• Plan Your Next Move: Knowing how much you can afford for your next home gives you confidence and direction.

• Avoid Surprises: You don’t want to sell your current home only to find out you can’t get approved for your dream home. 😱

• Timing is Everything: With pre-approval in hand, you can coordinate your sale and purchase seamlessly.

🌟 Key Terms to Know:

1. Credit Score: This number shows how reliable you are with money. Higher scores = better loan options.

2. Debt-to-Income Ratio (DTI): How much money you owe compared to how much you earn. Keep it low to impress lenders! 💳

3. Fixed vs. Variable Rates: Fixed means your payments stay the same, while variable can go up or down depending on the market.

4. Mortgage Term: The length of time you commit to a specific mortgage rate, like 5 years.

5. Amortization Period: The total time to pay off your mortgage, usually 25-30 years.

📋 Steps to Get Pre-Approved:

1. Gather Your Documents: You’ll need proof of income, recent pay stubs, tax returns, and a list of debts.

2. Check Your Credit: Review your credit score before meeting with a lender.

3. Meet with a Mortgage Specialist: They’ll review your finances and give you a pre-approval letter.

4. Stick to Your Budget: Pre-approval gives you a maximum amount, but it’s smart to leave a little wiggle room. 💸

🌟 Bonus Tip for Sellers: Already have a mortgage on your current home? Check if there’s a penalty for breaking it early or if you can port (transfer) it to your new home. This can save you thousands! 💰

Wrapping Up Step 1
Pre-approval is like building a strong foundation for a house—it sets you up for success! 🛠️ With this step completed, you’re ready to dive into the next phase of selling your home with confidence. Stay tuned for my next blog post, where we’ll discuss how to prepare your home to WOW buyers. ✨

Selling your home is a significant step, but with the right support, it can be an exciting and rewarding journey! 🌟 Whether you're just starting to explore your options or you're ready to list, I’m here to guide you every step of the way. Let’s make your real estate experience seamless, stress-free, and successful! 🏡✨

📞 Your Next Step Starts Here—Contact Me Today!

Tara Kennedy
REALTOR® ABR, RENE, SRS
Tara Kennedy Real Estate 🏘️
☎️ 236-992-8989
🌐 TaraKennedy.ca
📧 TaraKennedySells@gmail.com
🇨🇦 Royal LePage ELITE West

Always Putting Your Best Interest First! 🌟

#RealEstateTips #HomeSellingGuide #GreaterVancouverHomes #TaraKennedy #TaraKennedyRealEstate #TaraKennedyRealtor #RoyalLePageEliteWest #SellWithConfidence #HomeSellingMadeEasy #VancouverRealEstate #BCRealEstate #MortgageTips #HomeSellingJourney

The transformation of Leigh Square is almost complete, and we’re gearing up to reopen this vibrant downtown civic and celebration space this spring! 🎉✨

Port Coquitlam Mayor Brad West shares:
"I’m thrilled to see the transformation of Leigh Square nearing completion and can’t wait to reopen this important space for our community. The improvements will create a welcoming and enhanced area for events, gatherings, and everyday enjoyment in the heart of downtown Port Coquitlam. We appreciate your patience as we complete the final touches to bring this revitalized space to life!"

🚧 Despite challenges like weather delays and supply chain issues, construction is back on track! As fencing is gradually removed, we’re ensuring safe and accessible pathways for everyone. 🌤️

This refreshed space will be a hub of energy, connection, and celebration, with an open design that’s perfect for all kinds of activities. 💃🕺

📲 For updates and details, visit:
👉 portcoquitlam.ca/media
👉 portcoquitlam.ca/downtown

Stay tuned for more updates, and get ready to enjoy the new Leigh Square! 💛

#LeighSquare #PortCoquitlam #DowntownPoCo #CommunityHub #ExcitingChanges #CityLife #SpringOpening #TaraKennedy #TaraKennedyRealEstate #RoyalLePageEliteWest #RLP #TaraKennedyRealtor

🇬🇧Starting January 8, 2025, some travelers will need an Electronic Travel Authorization (ETA) to visit the United Kingdom. Here's everything you need to know:

🇬🇧What is an ETA?
The ETA is a digital permission slip that allows you to visit the U.K. for short stays (up to 6 months) for things like:

• Tourism

• Study

• Business

🇬🇧Important Details:

• Cost: £10 (about $12.50 USD)

• Valid For: 2 years or until your passport expires

• Entries: Multiple trips allowed

• Application Time: About 20 minutes

• Processing Time: Up to 3 working days

🇬🇧Why a Valid Passport Matters:
Your ETA is directly linked to your passport. If you get a new passport during the 2-year period, you'll need to apply for a new ETA.

🇬🇧How to Apply:
Online Application:

• Visit the official U.K. government website or download the U.K. ETA app

• Have ready:

  • Your valid passport

  • A recent photo

  • Your email address

  • Payment method

🇬🇧Once approved, your ETA will be digitally linked to your passport—no paper required!

🇬🇧Plan Ahead:
Even with an ETA, final entry into the U.K. is determined by border agents. Make sure your information is accurate to avoid delays!

💫Safe travels!💫

#UKTravel #ETA #TravelTips #Travel2025 #ExploreUK #DigitalTravel #TravelUpdates #GlobeTrotter #VacationGoals #FamilyAdventures #TravelMadeEasy #TaraKennedy #TaraKennedyRealEstate #TaraKennedyRealtor #RoyalLepageEliteWest #PortCoquitlam #Port Moody #Coquitlam #Tricities #ILoveBC

As we welcome this new year tonight at midnight, may your days ahead be filled with Health, Happiness, and Prosperity! 🩷⭐️ Let’s embrace every opportunity, cherish every moment, and work towards the dreams that inspire us.💼

Here’s to new beginnings, boundless possibilities, and all the joy 2025 has in store!🙂🌈 May your year overflow with success and fulfillment. 🌠🌟

Cheers to an incredible 2025 ahead!🥳🥂🎊

#HappyNewYear #Welcome2025 #HealthHappinessProsperity #NewYearNewGoals #CheersToTheFuture #TaraKennedy #TaraKennedyRealEstate #RoyalLePageEliteWest #TaraKennedyRealtor